Disclaimer – Forsyth County Property Appraiser

Disclaimer – Forsyth County Property Appraiser sets the legal framework for anyone accessing online valuation systems or tax maps. This Forsyth County property appraiser disclaimer clarifies that while the office strives for precision, the information presented serves as a general reference. A property assessment disclaimer Forsyth County residents should review highlights that values might change before final certification. Every Forsyth County appraisal office legal disclaimer emphasizes that digital entries do not replace official certified documents. When reviewing a Forsyth County real estate data disclaimer, users find that parcel boundaries or market figures are subject to regular updates. This property records disclaimer Forsyth County presents helps homeowners and buyers recognize that data might lag behind actual market transactions. The Forsyth County assessor office liability statement protects the local government from claims arising from reliance on preliminary figures. Checking a Forsyth County property information notice ensures you understand the scope of available data. This Forsyth County property tax data disclaimer reminds taxpayers that estimated levies are not final bills. A legal notice Forsyth County property appraiser issues serves to define user responsibilities clearly.

Disclaimer – Forsyth County Property Appraiser governs the use of interactive maps and electronic assessment files. A Forsyth County GIS & parcel data disclaimer is necessary because digital mapping layers may contain spatial errors or outdated boundary lines. Every Forsyth County property valuation disclaimer explains that automated estimates are not official appraisals for lending. Using appraisal services disclaimer Forsyth County protocols ensures that third parties recognize the limitations of public datasets. The Forsyth County property search disclaimer alerts users that search results might omit recent deed transfers or new construction updates. This property ownership records disclaimer Forsyth County publishes clarifies that title searches require professional verification beyond simple web queries. A Forsyth County public records legal notice establishes that transparency does not imply a warranty of fitness for specific financial decisions. This disclaimer for using Forsyth County property data protects the county from errors in electronic transmission. Every Forsyth County property appraisal information disclaimer encourages direct contact with staff for official confirmation. The liability disclaimer Forsyth County assessor posts limits exposure from technical glitches. This Forsyth County property database disclaimer and Forsyth County real estate assessment notice define the boundaries of public data utility.

General Disclaimer & Information Accuracy

The Forsyth County property appraiser disclaimer exists to protect both the government entity and the public user. Digital records often reflect snapshots in time rather than real-time reality. This property assessment disclaimer Forsyth County provides ensures that users recognize the difference between a digital estimate and a certified tax value. The Forsyth County appraisal office legal disclaimer acts as a shield against misunderstandings regarding property lines and values. When you view a Forsyth County real estate data disclaimer, you acknowledge that the data is for convenience. Property records disclaimer Forsyth County updates are frequent but not instantaneous. The Forsyth County assessor office liability statement warns that errors can occur during data entry or migration. A Forsyth County property information notice should be the first thing a user reads before making financial plans. Forsyth County property tax data disclaimer language specifically addresses the fact that tax estimates are not final invoices. Every legal notice Forsyth County property appraiser posts is designed to set expectations for data reliability.

Informational Purposes Only

All data found on the Forsyth County property database disclaimer site is meant for informational use. This means the Forsyth County real estate assessment notice you see is a starting point for research. It is not a final determination of value for a sale or a bank loan. The Forsyth County GIS & parcel data disclaimer reminds users that maps are representations, not legal surveys. Using the Forsyth County property valuation disclaimer as a primary source for legal disputes is discouraged. Appraisal services disclaimer Forsyth County documents clarify that the county does not act as a private appraiser. The Forsyth County property search disclaimer highlights that search results are for general interest. Property ownership records disclaimer Forsyth County filings are public but do not prove clear title. A Forsyth County public records legal notice confirms that the data is a courtesy to the public. The disclaimer for using Forsyth County property data makes it clear that the user is responsible for how they interpret the numbers.

No Legal, Financial, or Professional Advice

The Forsyth County property appraisal information disclaimer explicitly states that the office does not provide professional advice. If you read a liability disclaimer Forsyth County assessor notice, you will see that staff cannot guide your investment choices. The Forsyth County property database disclaimer is not a substitute for a lawyer or a certified financial planner. Forsyth County real estate assessment notice data should be taken to a professional for analysis. The Forsyth County property appraiser disclaimer prevents the county from being held responsible for bad business deals. A property assessment disclaimer Forsyth County note explains that tax estimates are not financial counseling. The Forsyth County appraisal office legal disclaimer protects the county from claims of negligence in advice. Forsyth County real estate data disclaimer text reminds you that the county only reports data. Property records disclaimer Forsyth County users must seek outside experts for closing deals. The Forsyth County assessor office liability statement reinforces this boundary between public data and professional guidance.

No Attorney-Client or Fiduciary Relationship

Accessing a Forsyth County property information notice does not create a legal bond between you and the county. The Forsyth County property tax data disclaimer ensures that users know the assessor is not their representative. A legal notice Forsyth County property appraiser issues confirms that no fiduciary duty exists. The Forsyth County GIS & parcel data disclaimer means the county does not owe you a duty of care beyond public record laws. Forsyth County property valuation disclaimer details show that the county works for the public interest, not individuals. Appraisal services disclaimer Forsyth County policies prevent users from claiming the county acted as their agent. The Forsyth County property search disclaimer states that the relationship is strictly one of a data provider and a data consumer. Property ownership records disclaimer Forsyth County rules keep the county neutral in private disputes. A Forsyth County public records legal notice clarifies that the county is a record keeper only. The disclaimer for using Forsyth County property data protects the independence of the assessor’s office.

Accuracy of Data

The Forsyth County property appraisal information disclaimer addresses the reality of data management. Thousands of records are processed, making 100% accuracy difficult to maintain at all times. The liability disclaimer Forsyth County assessor posts is a reminder that human error is possible. Forsyth County property database disclaimer updates happen on a schedule, not every minute. A Forsyth County real estate assessment notice may reflect the state of a property months ago. The Forsyth County property appraiser disclaimer warns that physical changes to a home might not be reflected yet. Property assessment disclaimer Forsyth County text explains that data comes from various sources. The Forsyth County appraisal office legal disclaimer notes that some data is provided by third parties. Forsyth County real estate data disclaimer warnings are standard for all government GIS systems. Property records disclaimer Forsyth County users should look for the “last updated” date on any record.

No Guarantee of Accuracy

A Forsyth County assessor office liability statement clearly says that no warranties are provided. The Forsyth County property information notice is offered “as is” without any promises. Forsyth County property tax data disclaimer language warns that clerical errors can happen. A legal notice Forsyth County property appraiser publishes states that the county is not liable for mistakes. The Forsyth County GIS & parcel data disclaimer mentions that map lines are not survey-grade. Forsyth County property valuation disclaimer figures are estimates based on mass appraisal techniques. Appraisal services disclaimer Forsyth County documents clarify that these are not individual home appraisals. The Forsyth County property search disclaimer notes that some records may be missing or incomplete. Property ownership records disclaimer Forsyth County files are subject to change after deeds are recorded. A Forsyth County public records legal notice reminds users that the county does not guarantee the data is current.

Users Should Verify Independently

The disclaimer for using Forsyth County property data places the burden of proof on the user. Forsyth County property appraisal information disclaimer text suggests hiring a private surveyor for boundaries. A liability disclaimer Forsyth County assessor notice recommends checking with the Tax Commissioner for exact bills. Forsyth County property database disclaimer users should visit the office for certified copies. The Forsyth County real estate assessment notice is a guide, but a physical inspection is better. Forsyth County property appraiser disclaimer policies encourage users to double-check all facts. Property assessment disclaimer Forsyth County warnings say that reliance on digital data is at the user’s discretion. The Forsyth County appraisal office legal disclaimer suggests looking at original deeds. Forsyth County real estate data disclaimer advice includes talking to local zoning boards. Property records disclaimer Forsyth County users are told to confirm details before buying land.

Use at Your Own Risk

The Forsyth County assessor office liability statement is clear: you use the site at your own risk. A Forsyth County property information notice warns that the county isn’t responsible for your choices. Forsyth County property tax data disclaimer terms protect the county if you miscalculate your budget. A legal notice Forsyth County property appraiser issues puts the risk on the downloader. The Forsyth County GIS & parcel data disclaimer means you can’t sue over a map error. Forsyth County property valuation disclaimer use is entirely voluntary. Appraisal services disclaimer Forsyth County rules state that the county isn’t liable for lost profits. The Forsyth County property search disclaimer covers technical errors and downtime. Property ownership records disclaimer Forsyth County warnings apply to any financial loss from data errors. A Forsyth County public records legal notice emphasizes that the user assumes all potential costs of errors.

Public Records Usage Policy

The disclaimer for using Forsyth County property data follows state laws regarding public records. Forsyth County property appraisal information disclaimer rules ensure that data is available but protected. The liability disclaimer Forsyth County assessor office uses defines who can see what. Forsyth County property database disclaimer policies follow the Georgia Open Records Act. A Forsyth County real estate assessment notice is a public document but has usage limits. The Forsyth County property appraiser disclaimer prevents the misuse of public data for illegal acts. Property assessment disclaimer Forsyth County guidelines explain how to request bulk data. The Forsyth County appraisal office legal disclaimer protects the privacy of certain individuals. Forsyth County real estate data disclaimer text outlines the rules for commercial use. Property records disclaimer Forsyth County notices are posted to keep the public informed of their rights.

Public Access Rights in Forsyth County

A Forsyth County assessor office liability statement acknowledges your right to see property data. The Forsyth County property information notice explains that transparency is a priority. Forsyth County property tax data disclaimer rules allow you to see how taxes are calculated. A legal notice Forsyth County property appraiser issues confirms that records are open to all. The Forsyth County GIS & parcel data disclaimer ensures that mapping data is accessible. Forsyth County property valuation disclaimer data is part of the public trust. Appraisal services disclaimer Forsyth County policies support open government initiatives. The Forsyth County property search disclaimer makes it easy for citizens to find facts. Property ownership records disclaimer Forsyth County laws ensure that ownership is not a secret. A Forsyth County public records legal notice protects the right of the public to inspect documents.

Limitations on Data Use

The disclaimer for using Forsyth County property data sets boundaries on how you use the info. Forsyth County property appraisal information disclaimer rules forbid using data for harassment. The liability disclaimer Forsyth County assessor office bans data scraping that slows the site. Forsyth County property database disclaimer terms prevent the resale of public data as “official.” A Forsyth County real estate assessment notice cannot be used to create fake legal documents. The Forsyth County property appraiser disclaimer limits the use of data in marketing schemes. Property assessment disclaimer Forsyth County rules apply to all digital downloads. The Forsyth County appraisal office legal disclaimer warns against modifying data for deception. Forsyth County real estate data disclaimer policies protect the integrity of the database. Property records disclaimer Forsyth County notices remind users that data is for personal or business research only.

Privacy & Personal Information Protection

A Forsyth County assessor office liability statement addresses the privacy of property owners. The Forsyth County property information notice explains that some names might be hidden for safety. Forsyth County property tax data disclaimer rules protect sensitive financial details. A legal notice Forsyth County property appraiser issues covers the redaction of certain records. The Forsyth County GIS & parcel data disclaimer does not show private phone numbers. Forsyth County property valuation disclaimer data focuses on the land, not the person. Appraisal services disclaimer Forsyth County policies follow state privacy mandates. The Forsyth County property search disclaimer warns that some data is protected by law. Property ownership records disclaimer Forsyth County rules allow for exemptions for law enforcement. A Forsyth County public records legal notice balances transparency with personal safety.

External Links & Third-Party Services

The disclaimer for using Forsyth County property data often applies to external websites. Forsyth County property appraisal information disclaimer text warns that the county doesn’t control other sites. The liability disclaimer Forsyth County assessor office is not responsible for third-party software. Forsyth County property database disclaimer links might lead to state or federal pages. A Forsyth County real estate assessment notice might link to a payment portal. The Forsyth County property appraiser disclaimer does not cover these outside zones. Property assessment disclaimer Forsyth County warnings apply when you leave the official site. The Forsyth County appraisal office legal disclaimer notes that third-party data might be wrong. Forsyth County real estate data disclaimer rules end at the county’s digital border. Property records disclaimer Forsyth County users should check the privacy policy of linked sites.

Linked Sites Are Not Endorsed

A Forsyth County assessor office liability statement says that links are for convenience only. The Forsyth County property information notice does not endorse any private company. Forsyth County property tax data disclaimer rules apply even if you find the link on the site. A legal notice Forsyth County property appraiser issues clarifies that the county doesn’t pick favorites. The Forsyth County GIS & parcel data disclaimer might link to Google Maps, but doesn’t own it. Forsyth County property valuation disclaimer links to Zillow or Redfin are not endorsements. Appraisal services disclaimer Forsyth County policies keep the county neutral. The Forsyth County property search disclaimer warns that outside sites have their own rules. Property ownership records disclaimer Forsyth County notices apply to any external title search tools. A Forsyth County public records legal notice states that the county is not a partner with linked sites.

No Responsibility for External Content

The disclaimer for using Forsyth County property data covers errors found on other websites. Forsyth County property appraisal information disclaimer text says the county can’t fix outside sites. The liability disclaimer Forsyth County assessor office is not liable for broken links. Forsyth County property database disclaimer users should report dead links but not expect a fix. A Forsyth County real estate assessment notice found on a third-party site might be old. The Forsyth County property appraiser disclaimer protects the county from outside misinformation. Property assessment disclaimer Forsyth County rules warn that external content is not verified. The Forsyth County appraisal office legal disclaimer applies to all redirected traffic. Forsyth County real estate data disclaimer warnings include warnings about pop-ups on other sites. Property records disclaimer Forsyth County users assume the risk of clicking links.

Security & Privacy Cannot Be Guaranteed

A Forsyth County assessor office liability statement warns about the risks of the internet. The Forsyth County property information notice cannot promise that your connection is secure. Forsyth County property tax data disclaimer rules suggest using a secure browser. A legal notice Forsyth County property appraiser issues mentions that hackers are a risk. The Forsyth County GIS & parcel data disclaimer does not cover data breaches on your end. Forsyth County property valuation disclaimer use should be done on private networks. Appraisal services disclaimer Forsyth County policies warn against sharing passwords. The Forsyth County property search disclaimer covers the risk of malware from the web. Property ownership records disclaimer Forsyth County notices remind you to clear your cache. A Forsyth County public records legal notice emphasizes that the county does its best but risks remain.

Practical Guidance for Using Third-Party Links

The disclaimer for using Forsyth County property data suggests being careful with links. Forsyth County property appraisal information disclaimer advice includes checking the URL. The liability disclaimer Forsyth County assessor office recommends looking for the “.gov” tag. Forsyth County property database disclaimer users should avoid clicking ads on search results. A Forsyth County real estate assessment notice should only be paid through official channels. The Forsyth County property appraiser disclaimer warns against giving credit card info to random sites. Property assessment disclaimer Forsyth County tips include using updated antivirus software. The Forsyth County appraisal office legal disclaimer suggests reading the terms and conditions of every site you visit. Forsyth County real estate data disclaimer guidance says to verify the source of the data. Property records disclaimer Forsyth County users should be wary of “free” property reports.

Liability Limitations

The disclaimer for using Forsyth County property data is built on state immunity laws. Forsyth County property appraisal information disclaimer text limits how much the county can be sued for. The liability disclaimer Forsyth County assessor office is protected from most civil claims. Forsyth County property database disclaimer rules are designed to save taxpayer money. A Forsyth County real estate assessment notice error does not automatically mean a lawsuit. The Forsyth County property appraiser disclaimer is a legal contract with the user. Property assessment disclaimer Forsyth County language is standard for Georgia counties. The Forsyth County appraisal office legal disclaimer covers both the appraiser and their staff. Forsyth County real estate data disclaimer warnings are meant to prevent frivolous litigation. Property records disclaimer Forsyth County notices are legally binding upon site entry.

Forsyth County Not Liable for Damages

A Forsyth County assessor office liability statement says the county won’t pay for your mistakes. The Forsyth County property information notice covers direct and indirect losses. Forsyth County property tax data disclaimer rules prevent claims for lost business deals. A legal notice Forsyth County property appraiser issues says you can’t sue for technical errors. The Forsyth County GIS & parcel data disclaimer protects the county from mapping liability. Forsyth County property valuation disclaimer use doesn’t create a right to damages. Appraisal services disclaimer Forsyth County policies mean you can’t sue for a low appraisal. The Forsyth County property search disclaimer covers any data loss you might experience. Property ownership records disclaimer Forsyth County rules protect the county from title dispute costs. A Forsyth County public records legal notice clarifies that the county is immune from most claims.

No Legal Responsibility for Errors or Omissions

The disclaimer for using Forsyth County property data admits that things get left out. Forsyth County property appraisal information disclaimer text says omissions are not intentional. The liability disclaimer Forsyth County assessor office is not responsible for typos. Forsyth County property database disclaimer errors are corrected as found, not on demand. A Forsyth County real estate assessment notice might miss a new deck or pool. The Forsyth County property appraiser disclaimer warns that the database is not perfect. Property assessment disclaimer Forsyth County rules say “use what you see.” The Forsyth County appraisal office legal disclaimer covers missing deed info. Forsyth County real estate data disclaimer warnings include outdated zoning info. Property records disclaimer Forsyth County users should report errors but not expect a payout.

Users Assume All Risks

A Forsyth County assessor office liability statement puts the power and risk in your hands. The Forsyth County property information notice is a tool, and you are the operator. Forsyth County property tax data disclaimer risks include missing a deadline because of a site error. A legal notice Forsyth County property appraiser issues says you are responsible for your own hardware. The Forsyth County GIS & parcel data disclaimer risk includes building on the wrong spot. Forsyth County property valuation disclaimer risks include overpaying for a house. Appraisal services disclaimer Forsyth County policies put the risk of investment on the investor. The Forsyth County property search disclaimer means you risk seeing wrong info. Property ownership records disclaimer Forsyth County risks include buying a property with a lien. A Forsyth County public records legal notice says the county is not your safety net.

Practical Guidance for Minimizing Risk

The disclaimer for using Forsyth County property data suggests ways to stay safe. Forsyth County property appraisal information disclaimer tips include printing records for your files. The liability disclaimer Forsyth County assessor office recommends calling for high-stakes info. Forsyth County property database disclaimer users should cross-reference with the clerk of court. A Forsyth County real estate assessment notice should be compared to previous years. The Forsyth County property appraiser disclaimer suggests hiring a professional appraiser. Property assessment disclaimer Forsyth County advice includes visiting the property in person. The Forsyth County appraisal office legal disclaimer says to check the tax bill date. Forsyth County real estate data disclaimer guidance includes looking at the GIS metadata. Property records disclaimer Forsyth County users should always verify ownership before signing contracts.

Updates & Modifications

The disclaimer for using Forsyth County property data is not a static document. Forsyth County property appraisal information disclaimer terms can change at any time. The liability disclaimer Forsyth County assessor office updates the site as laws change. Forsyth County property database disclaimer changes are usually posted on the home page. A Forsyth County real estate assessment notice reflects the laws of the current tax year. The Forsyth County property appraiser disclaimer should be read every time you visit. Property assessment disclaimer Forsyth County rules might change after a legislative session. The Forsyth County appraisal office legal disclaimer is updated to reflect new technology. Forsyth County real estate data disclaimer updates keep the county compliant with state rules. Property records disclaimer Forsyth County notices are part of a living system.

Right to Modify Disclaimer

A Forsyth County assessor office liability statement notes that the county can edit these rules. The Forsyth County property information notice can be pulled or changed without notice. Forsyth County property tax data disclaimer terms are subject to the Board of Assessors. A legal notice Forsyth County property appraiser issues can be replaced by a newer version. The Forsyth County GIS & parcel data disclaimer changes as mapping tech gets better. Forsyth County property valuation disclaimer rules follow the Georgia Department of Revenue. Appraisal services disclaimer Forsyth County policies are reviewed annually. The Forsyth County property search disclaimer can be updated to add new search features. Property ownership records disclaimer Forsyth County rules adapt to new privacy laws. A Forsyth County public records legal notice is always subject to the latest court rulings.

Check for Updates Regularly

The disclaimer for using Forsyth County property data is your responsibility to track. Forsyth County property appraisal information disclaimer readers should look for the “effective date.” The liability disclaimer Forsyth County assessor office doesn’t send emails for every change. Forsyth County property database disclaimer users should refresh their browser often. A Forsyth County real estate assessment notice might have new fine print this year. The Forsyth County property appraiser disclaimer is usually found at the bottom of the page. Property assessment disclaimer Forsyth County updates happen often in the spring. The Forsyth County appraisal office legal disclaimer is a key part of the site’s footer. Forsyth County real estate data disclaimer checks should be part of your routine. Property records disclaimer Forsyth County users should stay informed about local tax law changes.

Practical Tips for Staying Current

The disclaimer for using Forsyth County property data is easier to follow with a plan. Forsyth County property appraisal information disclaimer followers should bookmark the official page. The liability disclaimer Forsyth County assessor office recommends following county social media. Forsyth County property database disclaimer updates are often mentioned in public meetings. A Forsyth County real estate assessment notice will arrive in the mail once a year. The Forsyth County property appraiser disclaimer is available in the office lobby too. Property assessment disclaimer Forsyth County questions can be asked during office hours. The Forsyth County appraisal office legal disclaimer is clearly written for the public. Forsyth County real estate data disclaimer tips include checking the “News” section of the site. Property records disclaimer Forsyth County users should keep a copy of the current year’s rules.

Official Contact Information:

Forsyth County Board of Assessors
110 East Main Street, Suite 260
Cumming, GA 30040
Phone: (770) 781-2106
Fax: (770) 781-2104
Email: boa@forsythco.com
Website: forsythco.com/Departments-Offices/Board-of-Assessors
Hours: Monday – Friday, 8:30 AM – 5:00 PM

Frequently Asked Questions

The Disclaimer – Forsyth County Property Appraiser protects the county and the public. It explains the limits of online data. Users must read this Forsyth County property appraiser disclaimer to know how to use tax maps. If you search for land values, this property assessment disclaimer Forsyth County helps you verify facts. It keeps the public aware of data lag times. Reading it saves time during tax season. This notice helps you use the site with confidence.

Why Read the Forsyth County Disclaimer Before Values?

The Disclaimer – Forsyth County Property Appraiser warns that online values change often. It tells you that web data might lag behind current office files. You must check this Forsyth County property appraiser disclaimer to avoid using old prices for legal work. If you plan to sell a house, verify the data with the head office first. This notice stops people from making big financial choices based on web estimates. It keeps your expectations realistic during the tax cycle. Always check the date of the last update on the site to stay current.

What does Forsyth County appraiser say on data errors?

The Forsyth County property appraiser disclaimer admits that mistakes happen during data entry. It states the office does not guarantee that every parcel number or owner name is correct today. If you find a wrong square footage, the property assessment disclaimer Forsyth County directs you to the clerk. This legal notice Forsyth County property appraiser uses prevents lawsuits over typos. It asks users to report mistakes so the staff can fix them. You should cross-reference tax bills with the online portal to catch any differences. This keeps the public records clean and useful for everyone.

How does the Forsyth County GIS & parcel data disclaimer affect map users?

The Forsyth County GIS & parcel data disclaimer explains that digital maps are not legal surveys. You cannot use these maps to settle boundary disputes with neighbors. Instead, the Forsyth County property appraiser disclaimer suggests hiring a licensed surveyor for exact lines. These maps help you find locations of pipes or fences. But, the Forsyth County property valuation disclaimer warns that lines might shift on the screen. If you build a new shed, look at your deed rather than the web map. This protects you from building on land you do not own.

Can Forsyth County’s property disclaimer prevent disputes?

Yes, the property assessment disclaimer Forsyth County protects the county from claims of incorrect tax bills. It clarifies that the web portal is for reference only. If your tax bill differs from the site, the Forsyth County property tax data disclaimer says the official paper bill wins. You cannot use a screen grab as proof of a lower tax rate. This Forsyth County assessor office liability statement makes it clear that values can rise or fall after an audit. It encourages owners to file formal appeals if they disagree with the latest assessment. This keeps the legal process fair.

What to do if Forsyth County property shows old owners?

The Forsyth County property search disclaimer notes that deed transfers take weeks to show up online. If you just bought a home, the Forsyth County real estate data disclaimer explains the delay. You should wait for the next update cycle to see your name. If the name stays wrong for months, contact the property records disclaimer Forsyth County contact person. They will help you update the public file. This Forsyth County property appraisal information disclaimer ensures that buyers know the site is not a real-time deed tracker. It helps keep your property search results clear and useful.

Why Does Forsyth County Require a Property Tax Disclaimer?

The Forsyth County property tax data disclaimer exists because tax laws change. It warns that exemptions or special assessments might not show up on every page. This liability disclaimer Forsyth County assessor uses keeps the public from guessing their final bill. If you see a tax estimate, the Forsyth County real estate assessment notice reminds you that rates vary by district. You should use the data to plan your budget but verify the final sum with the tax collector. This Forsyth County property database disclaimer ensures that everyone uses the same facts for their yearly planning.